When working with a Realtor, it’s important to understand that there are certain topics they legally cannot discuss. Knowing what these are can help you set realistic expectations and conduct your own research accordingly. This is largely due to The Fair Housing Act, which was implemented in 1968 in an effort by Congress to end housing discrimination based on protected classes. Following federal fair housing laws and abiding by the Realtor Code of Ethics directly impacts the information Realtors are legally permitted to provide to clients.
1. Neighborhood Safety
Realtors are unable to tell buyers whether or not a house is “in a good area” or “in a safe neighborhood.” Safety is subjective, so this boundary is established to prevent agents from influencing a buyer’s decision based on personal biases or perceptions. This may be interpreted as steering, which is a direct violation of The Fair Housing Act.
2. School District Reputations
Similarly, Realtors are not permitted to directly comment on the quality of school districts in any particular area. This policy is in place to avoid any form of discrimination or influence towards a buyer’s decision to purchase a home based on the perceived quality of education.
3. Neighborhood Demographics
Realtors are legally restricted from providing specific demographic information about a neighborhood. This includes, but is not limited to, details such as the racial or religious composition of the neighborhood, the average age or familial status of the neighborhood’s residents, or the socioeconomic status of the neighborhood.
How to Find the Information You’re Looking For:
Buyers are encouraged to conduct their own research on neighborhood safety and schools by contacting local law enforcement agencies, utilizing online crime maps, reviewing the state department of education website, and engaging with others who live in the community. If neighborhood demographics are desired, buyers can review data from the U.S. Census Bureau. This independent research allows buyers to make informed decisions based on their own findings and comfort levels.
